A technology for enabling secure transactions over networks developed by V-ONE Corporation and designed to run in conjunction with World Wide Web browsers. It will hold information on up to 16 credit cards or bank accounts. It is especially designed to prevent merchant fraud and is based on Secure Transaction Channel technology (see STC). CyberWallet has been licensed to Checkfree and Spyglass as part of the Electronic Business Co-op (EBC). See network payment system and Electronic Business Co-op in the hard copy dictionary.